Buying a car can be one of the most intimidating experiences in life. But it doesn’t have to be! Preparation is the key! Do your research; know what you want, and most importantly what you can afford! You may be tempted to first find the vehicle you want and then figure out how to pay for it later.
Any loan can have an affordable monthly payment if you extend the term long enough, but that can add significantly to the total cost of the car. Focus on the total amount financed rather than on the monthly payment alone! Provide as much cash up front to avoid the car being worth less than the loan.
There is a large part of the car-buying population who won’t even consider buying a new car. In fact, used car sales outnumber new car sales three to one!
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