Are you ready to shop for classic car insurance? Maybe, maybe not. Before you pick up the phone, let’s take a minute to review the six questions you need to consider before you talk with an agent. Essentially, your agent is going to want to know how much the car is used and how you plan to maintain it. Knowing the answers to these questions will save you time on the phone — and put you in a much better position to negotiate the best insurance coverage for your classic honey.
1. Do you plan to insure the car for what you feel it’s really worth? Your agent will undoubtedly ask how much insurance coverage you are seeking — if your personal opinion of value is higher than the vehicle’s appraised value, you may want to consider a higher level of coverage.
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